| According
to the state Department of Health, New Yorkers with
disabilities should be able to go to their local County
Social Services offices on July 1 and apply for the
Medicaid Buy-In. The program was supposed to begin in
April but has been delayed by computer and logistical
problems.
The Medicaid Buy-In program for Working People with
Disabilities will make Medicaid coverage available to
employed people with disabilities who are at least 16
years of age but under the age of 65 and whose income
from work previously would have disqualified them from
coverage. Under the buy-in, the state will extend Medicaid
coverage to working people who have severe disabilities
with a gross income up to $46,170 a year for a household
of one ($61,870 for a household of two).
To be eligible for the Basic Medicaid Buy-In program,
a working individual between the ages of 16-64 must
have a disability that meets the
medical criteria for Supplemental Security Income (SSI)
established by the federal Social Security Administration,
but have too much income to qualify for SSI.
Individuals with incomes under $26,800 or 150% of the
poverty level pay no premiums; individuals with incomes
of 150-250% of poverty will pay premiums calculated
at 3% of earned income and 7.5% of unearned income.
Medicaid Buy-In enrollees who are later determined to
be medically improved on a Continuing Disability Review
but who retain a severe medical impairment can still
qualify if they are working 40 hours per month or more.
According to the state law enacting the program, it
was supposed to begin April lst. It was part of the
Health Care Reform Act, signed by Governor Pataki on
Jan. 25, 2002. About 20,000 state residents are expected
to participate in the program.
The Governor also announced $150,000 in state grant
awards to various organizations to assist state residents
in applying to the program.
Education and outreach to New Yorkers with disabilities
and the various provider and governmental groups that
serve or support them should be available by mid-spring
to support the program's implementation date of July
1, 2003
In recognition of staffing shortages and workload issues
at many local Departments of Social Services, local
DSS offices will be playing a more limited role during
the first 9-12 months of the program's 'interim' implementation
(July 1, 2003 to April 1, 2004). During that period,
local
social services staff will be responsible for taking
applications and, upon ensuring that each application
has been completely filled out and that the necessary
supporting documentation has been attached, send it
on to the state Department of Health's Bureau of Medicaid
Eligibility Operations. Interagency state staff comprised
largely of Department of Health, Office of Mental Health
and Office of Mental Retardation and Developmental Disabilities
personnel will then, during this 'interim' period of
July 1, 2003 and April 2004, process each application
for the Buy-In.
Applications must demonstrate the applicant has both
a job and a verifiable disability (SSI and SSDI status
will be adequate, VA or Workers
Compensation disability status will require more documentation).
State staff will then make a disability determination,
issue a letter verifying the
applicant's acceptance or denial into the Medicaid Buy-In
program and then enter eligible individuals' information
into the appropriate state and local databases. This
process will typically take 45 days for most applications,
up to 90 for those needing additional corroboration.
Individuals who apply in July and are successfully enrolled
into the Medicaid Buy-In program during the 1-3 months
of expected processing time can expect that Medicaid
will cover their medical expenses retroactively back
to the July 1 start date.
Due to delays in the establishment of an automated premium
collection and tracking system, the Governor has provided
for a moratorium on premium payments to be paid by enrollees
until April 2004, when the system is expected to be
operational.
Local Social Service Departments will be taking over
full responsibility for taking and processing applications
and enrolling individuals into the Medicaid Buy-In program
on April 2004. At that time, Buy-In enrollees earning
between 150-250% of the Federal Poverty Level will be
expected to begin paying premiums to retain their Medicaid.
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